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We offer a wide range of products and services for individuals and businesses — all delivered with award-winning service. From consumer loans and credit cards, to cash management and merchant services, we bring the full resources of a commercial bank to our customers.
Our commercial lenders cover the entire business market from small to large customers, and our banking professionals offer not only highly competitive deposit accounts, but also mortgages, insurance, and investment products, all provided in the convenience of our local branches.

At Independent Bank, we know that you want to be independent, with personalized, convenient, and safe financial solutions from someone you can trust. Picking a financial partner can feel overwhelming when there are so many choices, and we understand your time is valuable. Banking shouldn’t be that hard. Here’s how we simplify the banking experience: First we collaborate with you to define your needs and wants for your financial future. Next, we help you customize a plan that meets your goals. Then, we empower you to Be Independent.

Unlike other banks, Mi BANK was created specifically for businesses and the busy people who run them. We understand the unique challenges that come with being a Michigan business because we’re a Michigan business, too. 

At Mi BANK you have a single dedicated Banker, whose job it is to get to know you and your business. Your Banker delivers both personal and business resources to your doorstep, allowing us to quickly respond to all your needs with products and services tailored for you. Our Bankers have also been a part of the Michigan banking community for decades. With that experience and localized expertise, we’re uniquely positioned to provide customized banking solutions for you and your business. 

Your Mi BANK Banker is ready to get to know you and your business. Reach out to us to schedule an appointment today and experience the Mi BANK difference firsthand.


As a not-for-profit financial institution, we return revenue to members by providing lower loan rates and higher savings rates. Our field of membership is broad and includes educational and government employees; students and alumni; retirees; and residents in the lower peninsula of Michigan .We have consistently achieved Bauer Financial's (www.bauerfinancial.com) highest rating, five stars, and boast a member satisfaction rate of 97%.

Federally insured by NCUA. Equal Housing Lender.

Your financial security is our top priority. Established in 1931, our commitment is to provide high level service from experienced and knowledgeable staff that help you make informed and appropriate financial decisions based on your individual needs. Now serving the State of Michigan with locations in Birmingham, Waterford, Holly, Lake Orion & Shelby Twp.

  

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