The F&M Bank Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates. Whether you are a first-time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true. At F&M Bank Mortgage, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.