We assist students with education and career planning.  Our planning process starts at birth and continues through doctorate degrees.  Our approach is unique, very comprehensive, and engages families with the information they need at age appropriate times.  Smart funding starts at birth; career options are introduced in elementary school.  Our goal is to match the educational opportunities with the needs of each student and do it without creating debt.  We are partnered with 28 public school districts, 21 private schools, and many large corporations as an employee benefit. We do not charge a fee for our services.